First 5 for FREE!

We continue to offer the first five PDF financial data requests each year to you free of charge. Although you will still receive the first five PDF financial data requests free of charge each processing year, the PDF financial data requests will be subject to a processing timeframe as of December 19th, 2009. This change in our 'First 5 for Free' program will allow us to better protect consumers that are adhering to the InsData Terms of Use.

When registering their accounts, all InsData customers agree to use the PDF financial data obtained from InsData for non-commercial use. Customers agree to not market, sell or otherwise distribute this data in electronic or printed form, including on a local area network, without the prior written authorization of the NAIC.

Prohibited commercial use of the data includes, but is not limited to, the creation of multiple accounts by an individual user or organization to exploit the "First 5 for Free" annual pricing structure. Modification or removal of copyright notices provided with the data is also prohibited. Prohibited use of the data may result in immediate termination of access to InsData and possibly other legal action.

What constitutes a free request?

Annual and quarterly data for any given processing year may be requested for the same company code at the same time. This constitutes one free request. For example, 2008 annual and 2009 quarterly data for the same company code is considered one request, as this data is all processed in 2009. Make note that annual and quarterly data requested for any given processing year for the same company code in separate requests are counted separately toward the 5 free requests.

To assist you in determining when you've exhausted your five free requests, refer to your shopping cart as you make your selections. InsData will keep track of your requests and will let you know when you've exhausted your five free requests.

Do I need to establish an account to receive my five free requests?

Yes, first, you will need to set up an account. Once you Sign Up, an email will be sent to you with a Validation Code. In InsData, a page will appear requesting that you enter the validation code you received in the email. Enter the validation code on the InsData page and begin shopping.

Can I download my five free requests immediately?

Yes, as long as you have previously submitted a pay order or are submitting a pay order at the same time you are requesting the five free requests. If you do not meet either of these conditions and you need your five free requests immediately, you can contact an InsData administrator for assistance with expedited processing.

Can I obtain financial data for more than five companies during my first visit?

Yes. If you wish to obtain financial data for more than five companies during your first annual InsData visit, simply continue shopping after you've exhausted your five free requests. At check out, you will be required to enter credit card information to pay for the additional requests.

What occurs during the processing timeframe?

The processing timeframe involves several steps, including review of your order and account for compliance with the InsData Terms of Use.





© 2014 National Association of Insurance Commissioners 4/18/2014 1:05:24 AM